נקודת האיזון בעסק וחשיבותה
נקודת האיזון היא מושג בסיסי בעסק המסייע בקביעת נפח המכירות המינימלי הנדרש לכיסוי עלויות ולהשגת רווחיות.עסקים חכמים.
בעולם העסקים, הבנת נקודת האיזון חיונית לקבלת החלטות מושכלות ולהבטחת היציבות הפיננסית של חברה. נקודת האיזון מייצגת את רמת המכירות שבה עסק לא מרוויח ולא נגרם הפסד. במאמר זה, נחקור את הרעיון של נקודת האיזון ונדון בחשיבותה בסיוע לעסקים לקבוע את הכדאיות הפיננסית שלהם ולקבל החלטות אסטרטגיות. 1. הגדרה של נקודת איזון: נקודת האיזון היא הנקודה שבה סך ההכנסות שווה לסך העלויות, וכתוצאה מכך לאפס רווח או הפסד. זוהי רמת נפח המכירות שעסק חייב להשיג כדי לכסות את כל העלויות הקבועות והמשתנות שלו. מעבר לנקודת האיזון, כל מכירות נוספות מייצרות רווח לעסק. 2. מרכיבי ניתוח האיזון: כדי לחשב את נקודת האיזון, עסקים צריכים לשקול מספר מרכיבים, כולל עלויות קבועות, עלויות משתנות ומחיר מכירה ליחידה. עלויות קבועות הן הוצאות שאינן משתנות ללא קשר לרמת הייצור או המכירות, כגון שכר דירה, משכורות וביטוח. עלויות משתנות, לעומת זאת, משתנות עם רמת הייצור או המכירות, כגון חומרי גלם או עלויות עבודה ישירות. מחיר המכירה ליחידה מייצג את המחיר שבו נמכר מוצר או שירות ללקוחות. 3. החשיבות של ניתוח שוויון: קביעת נקודת האיזון חיונית לעסקים מכמה סיבות:
א. תכנון פיננסי: הכרת נקודת האיזון עוזרת לעסקים להגדיר יעדי מכירות ריאליים ולפתח תחזיות פיננסיות מדויקות. הוא מספק תובנות לגבי רמת המכירות המינימלית הנדרשת כדי לכסות עלויות ולהימנע מהפסדים. מידע זה חיוני בעת חיפוש מימון או קבלת החלטות השקעה.
ב. אסטרטגיית תמחור: הבנת נקודת האיזון מאפשרת לעסקים לקבוע מחירים הולמים עבור המוצרים או השירותים שלהם. על ידי התחשבות בעלויות הכרוכות בכך, עסקים יכולים לחשב את המחיר המינימלי הנדרש לכיסוי הוצאות ויצירת רווח. זה עוזר בקביעה אם אסטרטגיית התמחור הנוכחית היא בת קיימא או צריכה התאמה.
ג. בקרת עלויות: ניתוח שוויון מסייע לזהות אזורים שבהם ניתן להפחית עלויות או לייעל. על ידי ניתוח עלויות קבועות ומשתנות, עסקים יכולים לזהות הזדמנויות לייעל תפעול, לנהל משא ומתן על עסקאות טובות יותר עם ספקים או לזהות אמצעים לחיסכון בעלויות. ניתוח זה מקדם הקצאת משאבים יעילה ובקרת עלויות.
ד. הערכת רווחיות: נקודת האיזון משמשת אמת מידה להערכת הרווחיות של העסק. על ידי השוואת מכירות בפועל לנקודת האיזון, עסקים יכולים לקבוע אם הם פועלים ברווח או הפסד. ניתוח זה עוזר להעריך את האפקטיביות של אסטרטגיות עסקיות ולזהות אזורים לשיפור.
ה. קבלת החלטות: ניתוח האיזון מספק תובנות חשובות בעת קבלת החלטות לגבי פיתוח מוצר, הרחבה או ניהול עלויות. זה עוזר לעסקים להעריך את ההשלכות הפיננסיות של תרחישים שונים ולבצע בחירות מושכלות. לדוגמה, זה יכול לעזור לקבוע את ההיתכנות של השקת מוצר חדש או כניסה לשוק חדש.
ו. מגבלות של ניתוח שוויון: בעוד שניתוח איזון הוא כלי שימושי, יש לו מגבלות מסוימות. היא מניחה שכל העלויות וההכנסות הן ליניאריות ושתמהיל המכירות נשאר קבוע. במציאות, העלויות וההכנסות עשויות להשתנות עקב גורמים כמו עונתיות, תנאי שוק משתנים או תנודות בביקוש. לכן, חשוב לבדוק ולעדכן באופן קבוע את ניתוח האיזון כדי לשקף נסיבות משתנות.
לסיכום נקודת האיזון היא מושג בסיסי בעסק המסייע בקביעת נפח המכירות המינימלי הנדרש לכיסוי עלויות ולהשגת רווחיות. על ידי ניתוח עלויות קבועות ומשתנות, עסקים יכולים לקבל החלטות מושכלות לגבי תמחור, תכנון פיננסי, בקרת עלויות והערכת רווחיות. בעוד שלניתוח האיזון יש מגבלות, הוא נותר כלי רב ערך לעסקים להעריך את הכדאיות הפיננסית שלהם ולבצע בחירות אסטרטגיות. הבנה וניטור קבוע של נקודת האיזון מעצימה לעסקים לנווט בשוק הדינמי ולחתור להצלחה ארוכת טווח.
Very interesting points you have noted, thanks for posting.Blog monetyze
Hello there! Do you know if they make any plugins to assist with Search Engine Optimization? I’m trying to get my blog to rank for some
targeted keywords but I’m not seeing very good success.
If you know of any please share. Cheers! You can read similar art
here: Warm blankets
These embrace a historical past of depression or mental health circumstances, experiencing aggravating life occasions, lack of social assist, and bodily or sexual abuse.
This site was… how do you say it? Relevant!! Finally I have found something which helped me. Kudos!
When I initially left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I recieve 4 emails with the exact same comment. Is there an easy method you are able to remove me from that service? Appreciate it.
Everything is very open with a precise description of the challenges. It was definitely informative. Your website is useful. Many thanks for sharing.
Way cool! Some very valid points! I appreciate you writing this post and the rest of the site is also really good.
Excellent article! We are linking to this particularly great article on our website. Keep up the good writing.
You want to recollect one level here.
Nice post. I learn something new and challenging on sites I stumbleupon on a daily basis. It will always be interesting to read through content from other writers and use a little something from their sites.
I’ve more than 3yrs.
The Leptat approach permits the glass to replicate mild from many surfaces, like a jewel-reduce gem.
On July 29, health officials in Montgomery County really helpful all teachers, students, staff, and guests wear masks in school buildings when the brand new school yr begins, no matter vaccination status, in accordance with up to date CDC guidance.
Certified photo voltaic water heating property prices.
These are extremely dependent on user generated content on-line, in the form of feedbacks and critiques posted on on-line travel agencies and world distribution techniques.
This web-site is actually a walk-through rather than the data you wanted with this and didn’t know who need to. Glimpse here, and you’ll definitely discover it.
You’re so cool! I don’t believe I’ve truly read a single thing like that before. So nice to discover somebody with a few unique thoughts on this issue. Really.. many thanks for starting this up. This web site is something that is needed on the internet, someone with a little originality.
You created some decent points there. I looked on the web for that problem and discovered most people may go as well as with your website.
Hello there I am so excited I found your web site, I really found you by error, while I was looking on Aol for something else, Nonetheless I am here now and would just like to say thank you for a tremendous post and a all round entertaining blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have book-marked it and also included your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the great job.
Everyone loves it when folks get together and share views. Great website, continue the good work!
I conceive this web site has got some very excellent info for everyone : D.
excellent points altogether, you just gained a new reader. What would you recommend about your post that you made some days ago? Any positive?
I’ve learned some important things via your post. I’d personally also like to say that there may be a situation that you will obtain a loan and never need a co-signer such as a Fed Student Aid Loan. In case you are getting financing through a regular bank then you need to be prepared to have a co-signer ready to help you. The lenders will probably base their very own decision using a few elements but the greatest will be your credit ratings. There are some loan merchants that will additionally look at your work history and make a decision based on that but in almost all cases it will depend on your scores.
It’s nearly impossible to find knowledgeable folks during this topic, nevertheless, you sound like you know what you’re discussing! Thanks
Just before you decide to create your own checklist to add an idea associated with what camping checklist ought to.
Superior blog! I truly love how it is simple on my eyes and the information are well written. I’m wondering how I could be notified whenever a new post has become made. I have subscribed to your RSS which must do the trick! Have an excellent day!
puppies and dogs are very cute, i always love to play with them during my spare time;;
Good write-up. I definitely appreciate this website. Keep it up!
both LG and LiteOn makes a great performing dvd burner, they also feature those anti-shock mount,,
Nice post. I find out something more difficult on different blogs everyday. Most commonly it is stimulating to learn content using their company writers and use a little something from their website. I’d prefer to use some while using the content in my small blog whether you do not mind. Natually I’ll give you a link on your own internet blog. Thank you sharing.
My spouse and I absolutely love your blog and find a lot of your post’s to be just what I’m looking for. Do you offer guest writers to write content for you? I wouldn’t mind writing a post or elaborating on a number of the subjects you write related to here. Again, awesome blog! visit my site ex girlfriends
There are a couple of interesting points over time in this posting but I don’t know if I see every one of them center to heart. There may be some validity but I most certainly will take hold opinion until I consider it further. Excellent post , thanks so we want much more! Added to FeedBurner likewise
Depending on yourself to make the decisions can really be upsetting and frustrating. It takes years to build confidence. Frankly it takes more than just happening to happen.
it is really great to get government jobs because the government can give you a good job security;;
We are also noticing that traditional medical doctors are also recognizing the increased interest in holistic healing and are finally starting to incorporate these healing methods into their practice to keep up with the current trends. There are many ways to obtain a construction job interview, but some are more effective than others.
I couldn’t resist commenting. Well written!
Thank you a bunch for sharing this with all folks you really recognise what you are speaking about! Bookmarked.
Very nice post. I just stumbled upon your blog and wanted to say that I’ve truly enjoyed surfing around your blog posts. After all I will be subscribing to your feed and I hope you write again very soon!
Amusing posting. It appears that there are several actions are influenced by the creative thinking element. “We do not quite forgive a giver. The hand that feeds us is in some danger of being bitten.” by Ralph Waldo Emerson..
It’s perfect time to make some plans for the longer term and it is time to be happy. I’ve read this put up and if I could I want to recommend you some fascinating issues or suggestions. Maybe you could write next articles referring to this article. I desire to learn even more issues about it!
Sometimes, blogging is a bit tiresome specially if you need to update more topics.”:’:’
An interesting dialogue is value comment. I believe that you must write more on this topic, it may not be a taboo subject however generally persons are not sufficient to speak on such topics. To the next. Cheers
it sometimes difficult to select the right kind of mens clothing but there are helpful buying guides on the internet~
This is a proper weblog for anyone who would like to be familiar with this topic. You are aware of a great deal its almost tough to argue along with you (not too I actually would want…HaHa). You certainly put a fresh spin over a topic thats been revealed for many years. Excellent stuff, just excellent!
Cave Creek is a quiet neighborhood in Scottsdale, and the locals take nice delight in seafood served at bistros and small eating places.
great site every thing is great $blogname$ hit me up so we can talk
I like the efforts you have put in this, thanks for all the great posts .
Fantastic blog, Simply wanted in order to remark will not necessarily hook up to the actual really simply syndication supply, you might want set up the best wordpress plugin for that in order to workthat.
I do agree with all the ideas you’ve presented in your post. They are really convincing and will certainly work. Still, the posts are too short for newbies. Could you please extend them a bit from next time? Thanks for the post.
This is indeed my blue ribbon things sound here, indeed appropriate looking weblog. I discovered a karma of fascinating obstruct within your blog noticeably it’s discussion. From all the comments on your articles, it appears like this is in all honesty a completely well-liked network site. Store up the telling function. .Thank you respecting another mammoth article. Where else could anyone win that stripe of tidings in such a execute custom of writing? I be undergoing a presenting next week, and I am on the look an eye to such information. Hasta Bakicisi Bebek Bakicisi Yasli Bakicisi Cocuk Bakicisi
I just added this web site to my rss reader, great stuff. Cannot get enough!
This is so great that I had to comment. I’m usually just a lurker, taking in knowledge and nodding my head in quiet approval at the good stuff…..this required written props. Theory rocks…thanks.
I truly appreciate this post. I’ve been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thanks again!
Good day I am so glad I found your web site, I really found you by mistake, while I was looking on Aol for something else, Regardless I am here now and would just like to say thank you for a fantastic post and a all round enjoyable blog (I also love the theme/design), I don’t have time to browse it all at the moment but I have book-marked it and also added your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the awesome work.
I really like looking through a post that will make men and women think. Also, thank you for permitting me to comment.
All I can express is, I don’t know what to comment! Except needless to say, for the excellent tips which have been shared on this blog. I can think of a zillion fun approaches to read the posts on this site. There’s no doubt that I will at last take a step making use of your tips on areas I could not have been able to handle alone. You had been so innovative to let me be one of those to profit from your beneficial information. Please know how significantly I enjoy the whole thing.
both David Cook and David Archuleta are the best in my opinion, they have this unique voice::
There are extremely lots of details like this take into consideration. This is a wonderful denote retrieve. I provide you with the thoughts above as general inspiration but clearly you will discover questions just like the one you mention where the most significant factor will be in honest great faith. I don?t know if recommendations have emerged around such thinggs as that, but I know that your chosen job is clearly known as a fair game. Both little ones glance at the impact of only a moment’s pleasure, throughout their lives.
aa den stora boken… […]p Have you noticed any performance problems with the wordpress platform? I ha oj[…]…
very good post, i surely love this fabulous website, carry on it
I’m happy to see others taking the initivative and contributing to the online community. I would like to comment to show my appreciation for your blog as it’s very challenging to do, and many bloggers do not get the appreciation they truely deserve.
Attracts in Berolina chess are uncommon.
You have a great website right now there keep it up. I’m going to be looking out for many articles.
You will find on our sites distinctive no deposit bonuses,no deposit casino , no deposit poker , no deposit bingo , no deposit forex and all the very best deposit bonuses
She was born Could 9, 1912 in Crockett to Edward and Mildred Ballard Kastrop.
The story is from the Cleveland Plain Seller, and is a couple of 12 months old, however oddly enough not lengthy after posting it, I came across a reference to The Getty’s new exhibit on “Inventions of Wonder.” They’ve a totally interactive on-line exhibit that is just great, and even higher are early moving picture inventions that amused as far again as the 1700s.
Albert JONES officiated on the service at 2 p.m.
In fact, it permits for a single carbohydrate-wealthy meal each day.
That is a good tip especially to those fresh to the blogosphere. Simple but very accurate info… Thanks for sharing this one. A must read article!
Spot on with this write-up, I actually feel this website needs far more attention. I’ll probably be back again to read through more, thanks for the info!
Pretty! This was a really wonderful post. Thanks for supplying this information.
I used to be able to find good information from your content.
An intriguing discussion is worth comment. I do think that you ought to write more on this subject matter, it might not be a taboo matter but generally people do not speak about these issues. To the next! Best wishes!
Very good post. I will be going through many of these issues as well..
Pretty! This has been an incredibly wonderful article. Thanks for providing this information.
I used to be able to find good advice from your blog articles.
You are so interesting! I don’t suppose I have read through something like that before. So wonderful to find somebody with original thoughts on this subject matter. Seriously.. thank you for starting this up. This website is something that’s needed on the web, someone with a little originality.
Way cool! Some very valid points! I appreciate you writing this write-up and the rest of the website is also really good.
I seriously love your website.. Pleasant colors & theme. Did you build this site yourself? Please reply back as I’m planning to create my own personal blog and would love to know where you got this from or exactly what the theme is called. Appreciate it!
The biggest price saving obviously comes from office area, and not simply by way of uncooked sq.
Spot on with this write-up, I seriously believe this site needs a lot more attention. I’ll probably be back again to see more, thanks for the information!
Everything is very open with a very clear clarification of the issues. It was truly informative. Your website is extremely helpful. Many thanks for sharing!
I truly love your website.. Very nice colors & theme. Did you make this amazing site yourself? Please reply back as I’m looking to create my very own site and want to know where you got this from or just what the theme is called. Thanks.
I truly love your site.. Pleasant colors & theme. Did you build this web site yourself? Please reply back as I’m wanting to create my very own blog and would like to learn where you got this from or exactly what the theme is called. Appreciate it!
I blog frequently and I really thank you for your content. Your article has really peaked my interest. I’m going to bookmark your blog and keep checking for new details about once per week. I opted in for your Feed too.
very good post, i surely love this website, continue it
Next time I read a blog, Hopefully it does not disappoint me just as much as this particular one. I mean, I know it was my choice to read, but I actually thought you would probably have something helpful to say. All I hear is a bunch of whining about something that you could possibly fix if you were not too busy seeking attention.
Good post. I’m dealing with many of these issues as well..
I needed to thank you for this great read!! I certainly loved every bit of it. I have got you book-marked to look at new things you post…
Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why waste your intelligence on just posting videos to your site when you could be giving us something informative to read? Miss feather hair extensions
This is a really good blog. Thanks for the info.
When I originally left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I receive 4 emails with the same comment. There has to be an easy method you can remove me from that service? Thanks.
There’s definately a great deal to learn about this subject. I love all the points you’ve made.
I suppose that some will say the movie was a success because it was action packed, exciting and appealed to a non-trekkie younger audience.
I’m very happy to discover this web site. I want to to thank you for ones time for this particularly fantastic read!! I definitely appreciated every bit of it and i also have you saved to fav to check out new information in your web site.
A dealership technician can lookup the original manufacturing unit code or reset it using laptop diagnostic instruments.
You’re so cool! I do not believe I’ve read through a single thing like that before. So nice to find another person with unique thoughts on this subject. Really.. thanks for starting this up. This web site is one thing that’s needed on the web, someone with a bit of originality.
Hi. I found your blog using msn. This can be a really well written article. I’ll be guaranteed to bookmark it are available returning to read much more of your useful info. Thanks for the post. I am going to certainly return.
Good post! We are linking to this great content on our website. Keep up the great writing.
Not only do they must plan and e book properly prematurely as that is a really busy time, but some difficulties throughout these winter months cannot at all times be predicted in good time, comparable to severe weather.
This blog was… how do I say it? Relevant!! Finally I have found something which helped me. Thank you.
Good post. I study one thing tougher on totally different blogs everyday. It can all the time be stimulating to learn content from different writers and observe a bit of something from their store. I’d favor to use some with the content material on my weblog whether or not you don’t mind. Natually I’ll offer you a link on your web blog. Thanks for sharing.
I seriously love your site.. Excellent colors & theme. Did you develop this web site yourself? Please reply back as I’m wanting to create my own personal site and want to learn where you got this from or what the theme is named. Cheers.
very nice put up, i actually love this website, carry on it
Advantageously, the post is really the sweetest on this notable topic. I concur with your conclusions and definitely will thirstily look forward to your upcoming updates. Saying thanks definitely will not simply just be sufficient, for the fantasti c clarity in your writing. I definitely will at once grab your rss feed to stay abreast of any updates. Genuine work and also much success in your business dealings!
I’m impressed, I must say. Seldom do I encounter a blog that’s both educative and interesting, and let me tell you, you’ve hit the nail on the head. The problem is something which too few men and women are speaking intelligently about. I’m very happy I found this in my hunt for something relating to this.
This web site truly has all of the information and facts I wanted about this subject and didn’t know who to ask.
Chevrolet Chevelle as Chevy’s family of midsize cars.
Good post. I learn something new and challenging on sites I stumbleupon every day. It will always be exciting to read through articles from other authors and practice something from their websites.
Good post. I learn something new and challenging on websites I stumbleupon everyday. It’s always interesting to read articles from other authors and use a little something from their websites.
Pretty! This was an incredibly wonderful post. Many thanks for providing this info.
Hello there, I think your site could possibly be having web browser compatibility issues. When I take a look at your web site in Safari, it looks fine however, when opening in Internet Explorer, it’s got some overlapping issues. I simply wanted to provide you with a quick heads up! Apart from that, wonderful website.
I blog quite often and I truly thank you for your information. The article has truly peaked my interest. I’m going to take a note of your blog and keep checking for new information about once per week. I subscribed to your RSS feed too.
28 April 1979 – Ian Rush, 17-year-old Welsh striker, makes his debut playing out of place (in midfield) for Chester of their 2-2 Third Division draw with Sheffield Wednesday at Sealand Road.
The apps use your smartphone’s GPS to find the cheapest gas using info provided by different penny-pinchers.
Hello there! This post couldn’t be written any better! Going through this article reminds me of my previous roommate! He always kept preaching about this. I am going to forward this article to him. Fairly certain he’s going to have a very good read. Thanks for sharing!
I would like to thank you for the efforts you have put in penning this site. I’m hoping to view the same high-grade content by you in the future as well. In fact, your creative writing abilities has motivated me to get my very own website now 😉
It’s nearly impossible to find experienced people about this topic, however, you seem like you know what you’re talking about! Thanks
Hi! I just want to offer you a huge thumbs up for the excellent info you have got right here on this post. I’ll be coming back to your site for more soon.
Everything is very open with a really clear clarification of the issues. It was truly informative. Your site is very helpful. Thank you for sharing.
Oh my goodness! Impressive article dude! Many thanks, However I am going through difficulties with your RSS. I don’t understand why I cannot join it. Is there anybody else getting similar RSS issues? Anybody who knows the solution will you kindly respond? Thanx!
Everything is very open with a very clear description of the challenges. It was truly informative. Your website is very useful. Many thanks for sharing!
That is a really good tip particularly to those fresh to the blogosphere. Short but very precise info… Thank you for sharing this one. A must read post!
I blog frequently and I really thank you for your content. This article has really peaked my interest. I’m going to bookmark your blog and keep checking for new information about once a week. I subscribed to your RSS feed as well.
After Momin’s spirit killed a few of his personnel, Vader examined the mask and realized of Momin’s past, before letting him possess the body of a Mustafarian and build a fortress for him.
You’ll also need the flexibility to maintain different objects out of sight until needed — sweaters and heavy mattress comforters, large containers and the like.
An outstanding share! I’ve just forwarded this onto a coworker who had been conducting a little homework on this. And he in fact ordered me breakfast due to the fact that I stumbled upon it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending time to talk about this subject here on your website.
I needed to thank you for this excellent read!! I definitely loved every little bit of it. I have you book marked to check out new stuff you post…
Hi, I do believe this is an excellent web site. I stumbledupon it 😉 I will come back once again since I bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to guide other people.
An impressive share! I’ve just forwarded this onto a co-worker who has been conducting a little research on this. And he actually ordered me lunch simply because I found it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanks for spending time to talk about this topic here on your site.
Having read this I thought it was extremely informative. I appreciate you spending some time and energy to put this informative article together. I once again find myself spending way too much time both reading and leaving comments. But so what, it was still worth it.
Very nice article. I definitely appreciate this website. Thanks!
Howdy, I believe your web site might be having browser compatibility issues. Whenever I look at your web site in Safari, it looks fine however when opening in Internet Explorer, it has some overlapping issues. I just wanted to give you a quick heads up! Aside from that, fantastic website!
I would like to thank you for the efforts you have put in writing this website. I really hope to view the same high-grade blog posts by you in the future as well. In fact, your creative writing abilities has motivated me to get my very own website now 😉
Stock market is a medium by which companies generate capital by selling a small percentage of their company by means of shares.
I could not resist commenting. Very well written.
Nd3. In response to Fabiano Caruana, Carlsen had a comparatively straightforward draw by 49.e5, sacrificing a pawn to free his bishop.
The center for Gait and Movement Analysis at Youngsters’s Hospital Colorado was the second lab on the earth to supply movement evaluation through motion-capture know-how, kinetics, and electromyography, serving to specialists fantastic-tune the very best course of therapy.
I must thank you for the efforts you’ve put in penning this site. I really hope to view the same high-grade blog posts from you in the future as well. In truth, your creative writing abilities has encouraged me to get my very own site now 😉
Hello! I simply wish to offer you a big thumbs up for your excellent info you have got right here on this post. I will be returning to your site for more soon.
Companies for Seldon Fletcher, 89, of Palestine might be at 3 p.m.
Great info. Lucky me I recently found your blog by accident (stumbleupon). I have saved it for later.